>> particularly the consumer confidence number, that's good news. does that mean we'll spend more? >> yeah, that's generally the translation. if you feel good about things now, you are more likely to make a type of decision that will benefit the economy, right? you'll buy something, go out for dinner, so yeah, generally speaking we want a strong consumer confidence number. we got it. it's not cloudy, but it's not per effect. but it's an economy. it is never really perfect. >> and two-thirds of the economy is fuelled by -- >> yeah, two-thirds of the economy is based on decisions that businesses and people make, so those decisions get cloudy, if you don't think things are good, you hold back, if you think things are good, you spending more. so i'll get into some of the nuance of it, particularly for the housing market. >> yes.